Where am I in the process?

The typical California timeline

1. Missed payments (months 1–4). Federal rules generally bar a servicer from starting foreclosure until you are more than 120 days behind. California law requires the servicer to contact you to discuss options at least 30 days before recording a Notice of Default.
2. Notice of Default (NOD). Recorded with the county recorder. The trustee must wait at least 3 months (about 90 days) before issuing a Notice of Trustee Sale.
3. Notice of Trustee Sale (NTS). Must be mailed, posted on the property, and published at least 20 days before the sale.
4. Trustee sale (auction). Right to reinstate generally ends 5 business days before the sale. Sales are often postponed. After a completed non-judicial sale there is generally no right of redemption.

Sources: Cal. Civil Code §§ 2923.5, 2924, 2924c, 2924f; 12 CFR § 1024.41(f). The whole process commonly takes ~4–12+ months.